ComplaMed®

With ComplaMed, you can help alleviate the strain of out-of-pocket medical expenses so that employees seek necessary medical care to stay healthy and productive.

Pay Less To Give More

A fully insured supplemental healthcare plan, ComplaMed is designed to fill common gaps in your medical coverage, such as co-pays and deductibles. Often used to boost benefits for targeted populations (skilled workers, technical staff and others who can be hard to recruit and retain), it offers a more cost-efficient option than our higher-level plans. Like our other plans, you still gain tax efficiency, which allows you to give more and pay less than a comparable pay increase.*

*This is not local, state or federal tax advice as each person and each company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

Fill voids in primary healthcare plan coverage and access.

See How It Works

Unique BENEFITS TO:

Boost Coverage

Plan levels offer $5k or $10k aggregate family coverage.

Stay in Control

An optional deductible helps maintain cost objectives.

Deliver Value

The Rx Visa® Card promotes ease of use.

Support Health & Productivity

TopDoc Connect gets members to the right specialists.

Discover Benefits Beyond Coverage

Why Choose ComplaMed?

Out-of-pocket costs are rising to levels that many employees simply cannot afford. The resulting financial stress has ripple effects on employee health and productivity. Companies need a way to backfill coverage gaps for some or all of their employees. ComplaMed brings value with coverage for everyday healthcare expenses not found in voluntary plans.

TARGETED ELIGIBILITY

Preserve coverage for select employee groups when you have to move to a higher primary plan deductible.

FLEXIBILITY

Gain the flexibility you need to work within your budget by adding coinsurance or a deductible to the ComplaMed insurance plan structure.

STAND OUT

Differentiate your total benefit and compensation offer for select employee groups to gain an advantage over competitors.

Selected Insights

Benefit Trends

Top 2023 Employee Benefit Trends

The holidays are in the rearview mirror. Ahead lies the new year. As we embark on 2023, both employers and employees are grappling with a changed employee health benefits landscape. There isn’t a single reason why; instead, the driving factors are numerous—and interconnected. They include: Employee benefits still matter—a great deal, in fact. Yet the […]

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Benefit Trends

Got Coverage? Balancing Health Plan Coverage & Benefit Costs

Even though Thanksgiving is behind us, it’s time to talk turkey about the business implications of employee benefits—and the budget. One-size-fits-all primary health insurance plans don’t leave employers much flexibility. Voids in health plan coverage, though, can cause big problems. As employers and advisers finalize benefit planning for next year, it’s wise to look to […]

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Benefit Trends

Quiet Quitting: What Employers Need to Know, and How to Address It

First came the Great Resignation. Now we’re seeing quiet quitting or, as it’s also been called, “acting your wage.” Here’s what employers need to know about this trend, and how to counter it by making employees feel valued, respected and invested in shared success. What is quiet quitting? Quiet quitting refers to employees doing the […]

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