Built for Employer Priorities

Benefits designed tohelp retain and reward key talent.

Employers face constant pressure to attract, retain and reward key talent while managing rising primary health plan costs. ArmadaCare delivers flexible employer-paid supplemental health solutions that strengthen benefits without complexity.

Talk to Our Team

see our Employer Guide

Employer-defined eligibility

Flexible coverage for your talent strategy.

ArmadaCare helps employers of all sizes across industries address coverage challenges and strengthen recruitment, retention and rewards. Coverage can be added to the start of any month!

Type of company

Available to a variety of organizations, including non-profits and family-owned businesses. Employer objectives matter more than industry or company size, provided plan minimums are met.

Explore More

Type of talent

Eligibility can be tailored to specific employee groups based on title, tenure, performance or other employer-defined criteria. Examples include owners, partners, VPs, tenured employees.

Explore More

Why employers choose us

When you protect the people driving your company forward, you don’t just retain talent, you also retain business momentum.

Valuable Health Coverage

Coverage to strengthen your benefit strategy

Combat high deductibles
Avoid primary plan visit limits (physical therapy, chiropractic)
Fill specialized coverage needs: Rx, IVF or autism therapy
Expand coverage without overhauling the primary plan
Consolidate the number of primary plans offered

Retain, Recruit and Reward

Benefits that reinforce employee value and appreciation

Enhance Total Rewards packages
Reward performance or tenure without increasing base compensation
Spend less while delivering more than a comparable bonus
Cover partners, owners or shareholders who may not be eligible for consumer health accounts
Stand out in a competitive recruiting environment
Show key employees they are valued and worth investing in

Good for Business

Benefits strategies that support growth and stability

Mitigate health risks for leaders and key employees
Protect revenue-driving teams
Reduce disruption caused by frequent primary plan changes
Gain a unique talent magnet to grow quickly
Navigate leadership transitions

Employer Success Stories

Don’t just take our word for it.

Hear how one employer used ArmadaCare solutions as an executive recruitment tool, helping create a stronger benefits offering as the company grew its leadership team.

What are the benefit levels?
The benefit level vary by product and plan. Ultimate Health, for example, has annual family maximums of $50,000 or $100,000.
What types of expenses are typically covered?
What’s covered varies by plan. For example, ArmadaCare’s Ultimate Health product offers coverage for a broad range of 213(d) eligible expenses, such as primary plan deductibles, coinsurance and co-pays as well as other medical out-of-pocket expenses, prescriptions, mental health, wellness treatments (such as acupuncture and prescribed massage therapy), preventive services (such as Executive Physicals), durable medical equipment, dental, and vision.
Who can I enroll?
ArmadaCare’s plans are group insurance plans, not individual plans, meaning coverage can only be purchased by an employer. As the employer, you decide whom to enroll. Keep in mind that enrollment minimums must be met (just three employees for Ultimate Health), and coverage must align with the primary health plan. For example, employees with family coverage under their primary plan must enroll at the family level in ArmadaCare.
What states are your plans available in?
Our supplemental health plans can be written for companies based in 47 states and DC. The state refers to location of master application, not participant residence, worksite or corporate situs. The only states where we currently don’t have solutions available include NH, NJ and VT.
What type of primary health insurance plan is required?
ArmadaCare’s plans can be written on top of various types of primary medical plans as long as there is hospital, medical and prescription coverage. This includes, but is not limited to fully insured plans, self-funded plans, PEO plans, Qualified High-Deductible Health Plans (QHDHP) and TRICARE. Plus, there are options for employees waiving the policyholder’s primary medical plan and for employees enrolled in Medicare so you should definitely ask us about those. Primary dental and vision plans are not required.
How do I get a quote? How long does it take?
We just need a few key details related to the company, census and underlying coverage (medical as well as dental and vision, if applicable). You can click on “Getting Started” or contact us for the underwriting guidelines. Our typical turnaround time for pricing proposals is 5 to 7 business days.
Why do I need to get a quote to see pricing?
ArmadaCare’s premiums vary depending on the plan level chosen, the characteristics of your primary health plan, and the demographics of those you enroll. We take into account who is being covered, along with the amount of expenses you are likely to incur with a specific primary health plan. For instance, a primary health plan with a large deductible will have a higher ArmadaCare premium than a primary health plan with a lower deductible since we will be reimbursing more for the former.

86xThe average number of times members engage with their plan a year.
That’s more than once a week!

Source: ArmadaCare Claim Data, 2024

94%Of all ArmadaCare members surveyed rated their ArmadaCare plan as the “most important” or an “important” benefit they have.

Source: ArmadaCare Engagement Survey, 2025

Designed to be used and loved

ArmadaCare has been a valuable part of our executive benefits strategy and continues to deliver a strong return on investment in the recruitment and retention of senior leaders and key talent.
ArmadaCare Client

This benefit is such an amazing thing to have which makes it easy and exciting to put your health first. If you had to pay out of pocket for these things, I probably wouldn’t do most of them but now I get to put these things as priority and feel it will pay off for a higher level of physical and mental performance.
ArmadaCare Member

I love this program and the team that supports the members is fantastic. This program has been a game changer for me and my team. Working for a non-profit, it is hard to compete with compensation. ArmadaCare has allowed us to provide an additional benefit to our staff that helps offset the costs of insurance and has really assisted with recruiting!
ArmadaCare Member

Let’s reimaginebenefits together.

Partner with us to address health coverage challenges while strengthening retention, engagement and long-term business value.