Executive Physical Program

exam coverageand nationwide navigation.

Designed for large companies, this modern alternative to executive physical direct contract arrangements offers exam coverage, navigation to facilities nationwide, plus post-exam coverage and guidance.

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KPI Health At-a-Glance

360º executive physical-focused program

A smarter way to invest in leadership health.

Scalable Coverage

The coverage can be used for executive physical (EP) exams or other advanced preventive tests like AI-assisted imaging and multi-cancer early detection. Plus, there’s coverage to act on exam insights.

Nationwide navigation

We provide navigation to EP facility options in the leader’s preferred region, drawing from 150+ locations nationwide, offering more choice than direct‑contract models.

Year-round support

With KPI Health, leaders get confidential guidance to the care they need post-exam, whether that’s for mental health, medical or surgical specialists.

1 in 5surveyed companies plan for new executive benefits; executive physical exams are becoming increasingly relevant in the competitive landscape for retaining top talent

Source: Goldman Sachs, 2025

How KPI Health works in 3 simple steps:

Step 1: Enrolled executives request their preferred EP location, receive personalized navigation to facilities that meet their criteria and complete their exam.

Step 2: Depending on location, the facility either bills us directly or the enrolled member, who then files an ArmadaCare claim.

Step 3: Enrolled executives have post-exam coverage for what they may need after: prescriptions, specialists, wellness treatments, and more.

A closer look at KPI Health:

Explore how this fully insured, ACA‑excepted health insurance benefit provides scalable coverage, year‑round support and navigation to advanced preventive care—helping leaders stay healthy, focused and resilient.

More than an Executive Physical

Coverage that goes beyond the exam.

While the main focus of this solution is offering coverage for EPs, KPI Health isn’t limited to just that. The plan can also reimburse for more, encouraging executives to take action on exam insights.

Typically includes reimbursement* for:

  • Executive physicals
  • Advanced preventive testing
  • Medical
  • Rx
  • Mental health
  • Wellness treatments

*reimbursement dependent upon issued policy

Why Executive Health Matters

Health risks don’t stop at the exam.

Executive health directly impacts performance, continuity and retention. Chronic stress, untreated conditions and delayed care increase risk—while proactive, ongoing support helps protect leadership focus and long‑term business outcomes.

KPI Health can help businesses:

  • Reduce leadership risk & disruption
  • Support focus, resilience & retention
  • Protect key business drivers

KPI Health in action

Simple for enrolled executives. Scalable for employers.

Step 1: Executives request preferred location options, schedule and complete their exam.

Step 2: Depending on location, the facility either bills us directly or the enrolled member, who then files an ArmadaCare claim.

Step 3: Executives have post-exam coverage for what may be needed after: prescriptions, specialists, wellness treatments and more.

Designed Intentionally

Built for leadership and performance.

Explore how KPI Health’s fully insured executive physical program offers significant value over direct contract arrangements:

KPI Health At-a-Glance

Tax treatment

With KPI Health, nondiscrimination rules don’t apply and benefits aren’t taxable. Direct contract arrangements may pose tax and compliance risks when expenses are reimbursed outside insurance.*

Simplified program management

Managing direct contracts can be resource‑intensive, and limited EP locations create constraints. With KPI Health, management is handled and executives can choose from 150+ EP locations nationwide.

View Case Study

Feel Supported

Easy to use. Highly valued.

  • 24/7 online claims filing & management
  • Claims turnaround in 5 to 7 business days
  • Reimbursements via direct deposits
  • Swipe-and-go prescription debit card
  • People-first service & ongoing education

Creating long-term impact.

62%Preventive services growth

Source: ArmadaCare Claim Data, 2024

101%Wellness care increase

Source: ArmadaCare Claim Data, 2024

81%More Rx utilization

Source: ArmadaCare Claim Data, 2024

71%Expanded mental health use

Source: ArmadaCare Claim Data, 2024

What’s the best solution for your needs?

Whether you’re an employer exploring solutions or a benefits adviser supporting clients, our team is here to help. Let’s talk through your goals and see whether KPI Health is the right fit.

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Want to see KPI Health in action?

Explore our latest case study to see how one company moved from a single contracted facility with critical flaws and found meaningful ROI with KPI Health.

Explore a Case Study
*This is not local, state or federal tax advice as each person and company is unique. It is recommended that you seek the independent counsel of a professional tax adviser. **Reimbursing health care expenses outside of an insurance contract may be taxable for the employee & subject to non-discrimination rules.