Because Flexibility Matters

Health Benefitsdesigned to adapt.

Tired of benefits that are one‑size‑fits‑none? Get the flexibility you’ve been searching for. With ArmadaCare, you decide the coverage level, who to enroll and when to start—aligning benefits with retention, rewards and talent goals.

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Ongoing Impact

Benefits designed to give more.

Tax-efficient win‑win

Leverage tax‑deductible premiums through an employer‑paid, fully insured Section 105(h) plan while delivering meaningful compensation value through non‑taxable reimbursements.*

Valuable coverage

Layer on coverage to address real talent pain points like high deductibles and out‑of‑pocket healthcare costs, reducing frustration and benefit noise when primary coverage changes year after year.

Support and convenience

From built‑in conveniences to strategic health support services and a white‑glove service approach, ArmadaCare makes benefits easy to use, saving time and minimizing distractions for busy professionals.

> 80%employees say they are more likely to work for an employer that offers supplemental benefits, reinforcing the importance of added protection for expenses not fully covered by primary health insurance plans.

Source: Voya, 2025

Multiple benefits and business challenges solved.

ArmadaCare offers flexible, insured ways to solve multiple needs at once. From supporting key talent to strengthening Total Rewards strategies, our plans deliver meaningful value without adding complexity or benefit clutter.

Adapting as Health Needs Change

Built for how people actually use benefits.

Healthcare needs ebb and flow over time, and health benefits should too. ArmadaCare solutions provide coverage for routine, elective and unexpected care. The result is a benefit that delivers ongoing, real-world value, not something employees quickly forget about once enrolled.

Benefits Designed to Compete

Modernize your Total Rewards strategy.

The talent landscape has changed. Remote work and shrinking talent pools demand more, while traditional benefits fall short. Level the playing field with ArmadaCare’s specialized coverage—adding compensation value, strengthening loyalty and delivering real productivity protection year after year.

A versatile Tool for Savvy Consultants

Solve benefit and business challenges together.

Elevate your impact by solving both benefit and business problems. ArmadaCare complements primary health plans by addressing coverage needs off‑cycle, supporting Total Rewards conversations and helping solve recruiting and retention challenges with its full range of supplemental insured solutions.

Benefits That Make an Impact

Benefits designed to support the whole employee.

Effective benefits go beyond just adding more options. They deliver meaningful value across physical health, emotional well-being and financial support—where employees need it most. That focus on quality is what drives engagement, loyalty and delivers real ROI.

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Retention booster

When benefits align with how employees live and work today, they reinforce loyalty and connection to company culture—supporting retention without constant program changes.

Insurance protection

ArmadaCare combines the confidence of insured coverage with the flexibility employers need, delivering lasting value without piecing together multiple niche programs.

Strategic value

Investing in the health of key talent is a strategic business decision. ArmadaCare’s targeted plans act as a business protection tool—reducing disruption risk, reinforcing stability and preserving productivity.

Support that Saves Time

A better benefits experience for busy professionals.

Having great coverage is only part of what makes us different. We take great pride in delivering a people‑first experience designed to minimize distractions and make benefits easy to use. From intuitive tools to personalized guidance, our services help employees get the most from their benefits without added friction for employers.

see member experience

Easy-to-use tools

Members can access benefits through simple, intuitive tools that make it easy to submit out-of-pocket healthcare expenses, view reimbursements and get answers.

Strategic support services

Plans include health and productivity support services designed to help members navigate care, find the right resources and stay focused on work and life.

People-first service

Our people‑first service model delivers responsive, reliable support for both employers and members, helping ensure benefits are used, understood and valued.

Built for long-term impact.

75%of clients have stayed with ArmadaCare more than 4 years.

Source: ArmadaCare Claim and Enrollment Data, 2024

7.1years is the average group tenure with ArmadaCare

Source: ArmadaCare Claim and Enrollment Data, 2024

Having Armadacare is really a lifesaver. Whatever my primary carrier doesn’t pay, they’ll pick up. I even mail in my prescription receipts. I get paid right away. Everyone at ArmadaCare is extremely helpful all the time and very on top of things.
ArmadaCare Member

ArmadaCare is an excellent benefit that really makes a difference as far as getting reimbursed, if your regular insurance company doesn’t cover something, chances are ArmadaCare will pick up some, if not all the remaining costs! They’re a pleasure to work with.
ArmadaCare Member

I am now retired but continue to receive the outstanding employer benefit of ArmadaCare, which provides exceptional customer service and comprehensive coverage. Life is greatly enhanced, both financially and health‑wise.
ArmadaCare Member

Ready to talk next steps?

Whether you’re an employer exploring solutions or a benefits adviser supporting clients, our team is here to help. Let’s talk through your goals and see which ArmadaCare plan is the right fit.

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Want to learn more first?

Explore our on-demand webinars to learn how employers are using targeted health benefits to support retention, elevate compensation strategies and solve coverage challenges with more confidence.

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*This is not local, state or federal tax advice as each person and company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.