It’s time for health benefits
your employees will love.

Innovative Complementary Health Insurance Benefits for Evolving Workforce Needs

Employers today are facing new realities, leading them to re-examine how talent functions in the workplace. From generational shifts and workforce diversity to economic constraints and a remote-first culture, companies need to rethink how they compensate, offer benefits, recruit, retain and accommodate talent.

In this new normal, you need a partner who can deliver flexible solutions for current and evolving challenges. Building on our market-leading Ultimate Health executive insurance plan legacy, ArmadaCare has become a leading provider of innovative complementary* health insurance solutions that take you beyond the ordinary, to a place where benefits can be reimagined.

Business people shaking hands in the office, accommodating new talent.

*The above referenced supplemental health insurance policies have exclusions, limitations and benefits that vary by plan and state. To obtain a quote or for more details on coverage, contact ArmadaCare.

A New World

Flexible benefits that fulfill the needs of today and protect against the unknowns of tomorrow.

Increased Coverage Gaps

The economic downturn and tightening of budgets mean bigger coverage gaps and financial stress for employees. This requires new approaches to filling gaps.

Recruitment and Retention

Employers need an edge to stay competitive with companies implementing flexible remote-work arrangements or when vying for positions where the talent pool is shrinking. Innovative benefits can deliver.

Total Rewards

Take a fresh look at complementary benefits as a tax-efficient* way to enhance compensation for executives, incentivize high performers and support whole-person well-being for all employees.

Benefits Customization

Deliver the right benefits to the right people at the right time by leveraging primary and complementary health insurance plans together.

Generational Shifts

Different generations have different benefit priorities. Complementary plans deliver the flexibility needed for multi-generational tailoring.

Remote-First Work

The right benefits can help employees feel valued and connected to the company culture.

Workplace Stress

Remote work has brought workplace stress to the forefront. Boosting mental health and well-being benefits is the wave of the future.

*This is not local, state or federal tax advice as each person and each company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

Underwritten by Sirius America Insurance Company.

ArmadaCare’s Benefit Solutions

Choose from a range of solutions to fit company size, budget and need. If you don’t see what you need, ask about customization options.*

*Customization options vary by state and are available to qualifying groups.

†Executive Physical coverage in the High level plan only.

††Deductible available in most states on expense reimbursed version only.

Premiums, insurance plans, coverage, support services and availability may vary by state. Detailed coverage, exclusions and limitations are listed in the Certificate of Insurance. For costs and complete details of the coverage, contact your insurance agent or ArmadaCare.

The above referenced products are underwritten by Sirius America Insurance Company. .

ArmadaCare Delivers

Whether leveraging some or all of ArmadaCare’s solutions to meet their employee benefits and compensation objectives, employers will find a host of advantages, such as:

Compatibility

  • With worksite plans
  • With most primary healthcare plans, including HDHPs

Flexibility

  • First of any month, not just renewal
  • Adjustable timing outside planning cycle

Coverage That Fits

  • Various levels and depth of coverage
  • Backfill all or some of the void
  • Narrow or general plan focus (mental health, dental, vision, medical only, all of the above)

Financial Efficiency*

  • Priced to fit a range of budgets
  • More take home value than a comparable raise or bonus*
  • No payroll taxes incurred*

Employee Eligibility

  • Employer defined
  • Choose all or some
  • Select based on title, tenure, performance
    and more

Outstanding Support

  • Turnkey onboarding and ongoing engagement
  • Award-winning services
  • User-friendly technologies

*This is not local, state or federal tax advice as each person and each company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

Additional Benefits

TopDoc Connect (TDC):

A member-to-physician specialist matching service. (TopDoc Connect services do not include behavioral health and addiction.)

Emergency Travel Services
(Travel Support):

24/7/365 emergency medical and dental referrals, facilitation of hospital payments, replacement services for lost or stolen prescriptions or passports, lost luggage assistance and much more.

Get Me Home (GMH):

Fully paid air evacuation services to a hospital of choice (once stabilized) when traveling 100+ miles from home, as well as evacuations for qualifying security, political or natural disaster situations. Get Me Home includes all Emergency Travel Services.

Connect & Thrive:

Personalized and confidential mental health and well-being support services to help care for needs across the spectrum of concerns, both chronic and in-the-moment. Connect & Thrive offers built-in care navigation, on-demand accessibility, and clinically validated care assessments.

These additional benefits are coordinated with ArmadaCare’s service providers and subject to specific terms, conditions, limitations and exclusions as defined in the policy and corresponding Certificate of Insurance. Available with select= products; see chart on page 2 for details.

Underwritten by Sirius America Insurance Company.

Solutions Designed To Care For the Whole Employee

Financial Health Icon

Financial Health

● Offer a tax-efficient* boost to compensation
● Reduce out-of-pocket healthcare expenses

Physical Health Icon

Physical Health

● Provide complementary coverage for routine and unexpected expenses
● Help access the right care, right when it is needed

Emotional Health Icon

Emotional Health

● Provide mental health and well-being support, navigation and coverage
● Reduce the stigma around caring for mental health

Social Health Icon

Social Health

● Reward performance and keep employees connected and valued
● Support work/life balance

*This is not local, state or federal tax advice as each person and each company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

ArmadaCare’s supplemental health insurance policies are underwritten by Sirius America Insurance Company (“Sirius America”).

Interested in learning more about ArmadaCare’s market-leading supplemental health insurance products?

Get in touch with one of our experts. You choose the time that’s best for you, and we’ll do the rest!