Making changes to the primary plan can have a negative ripple effect on talent retention and recruitment goals. It’s often also unpopular with owners and other key decision-makers.

Offer to Select Employees

Since ArmadaCare’s insured plans qualify as excepted benefits, they can be offered to select employees. Expense reimbursed insurance plans can be put in place to:

Offer to Select Employees

Since ArmadaCare’s insured plans qualify as excepted benefits, they can be offered to select employees. Expense reimbursed insurance plans can be put in place to:

Plan Change Impact Can Be Lessened

Look at plan changes that can be mitigated with ArmadaCare’s suite of supplemental expense reimbursed insured products:

  • Increased Deductible: Back-fill some or all coverage gaps caused by the raised deductible by layering onto the primary plan with ArmadaCare’s insured plans.
  • Change in Rx Formulary: ArmadaCare’s insurance plans provide $1,000 to $25,000 of coverage for routine and unexpected prescription expenses, depending on plan level. Some even provide coverage for brand name or prescriptions not covered by the primary plan.
  • No Vision or Dental: Several of ArmadaCare’s insured products include vision and dental coverage even without an underlying primary vision or dental plan.
  • Lowered Out-of-Network Coverage: Several of ArmadaCare’s insured plans provide out-of-network coverage, which is a great way to mitigate lowered out-of-network primary plan coverage.

Plan Change Impact Can Be Lessened

Look at plan changes that can be mitigated with ArmadaCare’s suite of supplemental expense reimbursed insured products:

  • Increased Deductible: Back-fill some or all coverage gaps caused by the raised deductible by layering onto the primary plan with ArmadaCare’s insured plans.
  • Change in Rx Formulary: ArmadaCare’s insurance plans provide $1,000 to $25,000 of coverage for routine and unexpected prescription expenses, depending on plan level. Some even provide coverage for brand name or prescriptions not covered by the primary plan.
  • No Vision or Dental: Several of ArmadaCare’s insured products include vision and dental coverage even without an underlying primary vision or dental plan.
  • Lowered Out-of-Network Coverage: Several of ArmadaCare’s insured plans provide out-of-network coverage, which is a great way to mitigate lowered out-of-network primary plan coverage.